The high price of property in Hong Kong is a serious problem for young graduates - Effect: Later marriage (www.censtatd.gov.hk)
 - Effect: Wealth gap increases (www.cop.gov.hk)
 - Cause: Developers manipulate prices (www.hiebs.hku.hk)
 - Effect: Social unrest due to high prices (www.businessweek.com)
 - Cause: Government policy to restrict land supply (www.hkjournal.org)
 - Effect: Student have less money because pay of loans (www.sfaa.gov.hk)
 - Cause: The financial crisis lead to price increases
- Cause: People want to live near centre
 - Solution: Low Interest Loans
- but: might cause long term debt issues
- Solution: Increase supply of public housing
- but: division between public and private housing
- Cause: People invest for speculation / investment (www.businessweek.com)
- Solution: Law to restrict speculation by overseas investors
- but: Hong Kong has a free market
- Cause: Limited supply of public housing
 - but: Not true: About 2.1 million people (30 per cent of the population lived in public housing. (www.gov.hk)

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